Get Your Federal Credit Report – Beware Imposter Websites

You have the right to get your free Federal Credit Report, but there are a few things to keep in mind when looking up your reports, there are a number of scammers on the web, with newer deceptive scams to be hooked on every day. it is important that you are aware of the dangers of becoming another victim.

Under federal law, there is only one website authorized to fill orders for your credit report to which you are entitled under the law, this website is an annual credit report.

You can get your report form here, but you should also consider other services that will help you get a complete snapshot of your financial situation, these sites offer very good services that you may need, but know what you are getting into and make sure you really need these. services; don’t be fooled by misleading wording or advertising; here is a list of some of the services offered:

• Credit score change alerts
• Get all your reports and your credit score in one package from the three major credit bureaus
• Get Your Credit Score Competitor Comparison
• Get only your credit score
• make sure you have identity theft protection
• Credit monitoring services – Make sure your information is correct and your identity is not stolen.

Imposter Websites: Did you know that identity theft statistics now show that one in four households in the US has been a victim of identity theft in the last five years? Last year alone, 10 million people were victims! Here’s what to look for: “Imposter” sites use terms like “free report” in their website titles and advertisements. Some have URLs that intentionally misspell the annual credit report.

and I hope to find you when you misspell the official site. You can go to a site that directs you to additional sites that try to sell you a service or collect your personal information, so be very careful. Never respond to an email requesting your personal information, such as the annual credit report and consumer reporting companies nationwide – the big three (Equifax, Experian and TransUnion) do not send you an email communication requesting personal information .

Federal credit report – If you receive an email, see a pop-up ad, and receive a phone call from someone claiming to be from Annualcreditreport, please do not reply or click on any links in the message. Most likely it is a scam. Please forward that email to the FTC at [email protected].

Getting a fraud alert can be a good idea. It can help prevent an identity thief from opening more accounts in your name. Get in touch with the big three to get one. If you do not receive a confirmation from a company, you should contact that company directly to place a fraud alert.

• Equifax: 1-800-525-6285; equifax – PO Box 740241, Atlanta, GA 30374-0241.
• They experience: 1-888-EXPERIAN (397-3742); experian; PO Box 9532, Allen, TX 75013.
• TransUnion: 1-800-680-7289; transunion – Fraud Victim Assistance Division, PO Box 6790, Fullerton, CA 92834-6790.

For a totally free credit report from a trusted provider, see: [http://www.credit-reporter.net/]