How to Minimize or Avoid Brokerage When Buying a Home
The number one cost is the brokerage that pays the real estate agent or brokerage firm. Brokerage is the fee charged by the middleman or broker between the buyer and the seller. This fee alone can significantly increase the cost of buying your home and cause you to exceed...
The six types of mortgage you should know about
1. Single Mortgage In a simple mortgage, ownership of the mortgaged property does not transfer from the mortgagor to the mortgagor. In the process of repaying the loan, if the debtor fails to do so, the mortgagee can sell the property and recover the loan amount from the sale....
Divorced? Know the true value of your home
Households often go to the ending spouse with custody of the children. In fact, courts almost always give special consideration to the parent who keeps the children: keep the kids, keep the house. However, the spouse who gets the house may not get the fair ending of the divorce...
Right of Preemption: I Did Not Receive a Section 5 Notice
If your landlord sells freehold to the apartment block you live in, then they should have followed a very strict process. If it was sold on the open market, you and your neighbors on the block should have received a Section 5A notice, if it was sold at auction,...
A good property manager can be the difference when investing in real estate
One of the biggest challenges when using a buy and hold real estate investment strategy is finding a good property manager or property management company that will take care of your investment. In fact, your entire perspective and attitude to owning a property can be shaped by the experiences...
9 Pro Tips for Selecting a Custom Home Construction Contractor
Planning to build your custom home that matches your personal taste in architecture? First, you need to find a contractor you can trust. Choosing between different residential contractors can be tricky at times, because all the other companies claim to be the best in the business. Here are the...
The future of burglar alarm systems
Burglar alarms have been designed and manufactured in exactly the same way for decades. It’s almost as if alarm panel manufacturers are cut off from the effects of progress and technology. Many alarm panels are still designed for use with landline telephones, although the rest of the world outside...
Death and Taxes: Will Your Estate Be Taxed Upon Death?
As the saying goes, “nothing is certain but death and taxes.” In the context of estate planning, this reality drives the estate planner’s desire to minimize death taxes as much as possible. In fact, the world of estate planning is consumed with tax minimization in all its forms. Lawyers...
Second Chance San Diego Apartments for people with broken leases, bad credit or felonies
San Diego is a major California attraction and destination with thousands of unique visitors each year. These are drawn to the city by the pleasant climate and the picturesque flowing beaches. The city is also a major commercial and transit hub linking Mexico with the rest of California and...
Paying For College: A Gift That Keeps On Giving: Helpful Strategies For Grandparents To Lend A Hand
Adding in the cost of college tuition, fees, and housing, this number can easily double. But paying for college shouldn’t require winning the lottery. Careful and coordinated planning by parents and grandparents with the help of a trusted financial adviser can help reduce the burden on families and their...