Category: Real Estate

A Short Sale is when the mortgage lender agrees to settle with a discounted payment that is less than the balance owed on the loan to consummate the sale of the property and stop the foreclosure. By taking this route, you will help the lender receive a larger share...

Increase your deductible! Raising your deductible can make a big difference to your homeowners insurance premium. We have seen the premiums cut in half when taking the maximum deductibles for both wind and other events. It means the policy is only good in catastrophic circumstances, but people are using...

Automated Clearing House (ACH) payments are electronic payments made through the ACH network, an electronic network that handles a variety of transactions that occur in the United States, some of the most common being: payroll deposits, invoices Mortgages, utility bills, insurance bills, B2B (business-to-business) payments, and e-commerce payments. For...

A power of attorney is a legal document that authorizes one person to act on behalf of another in the legal or business dealings of the person authorizing the other. This type of document is very relevant when, for example, someone needs to execute a commercial or legal matter...

AIG: Maurice Greenberg’s piece in the Wall street journal it almost caused a stroke. I’m not sure I’ve read such a biased and selfish editorial in a long, long time. I am quite surprised that the WSJ I’d post such complacent nonsense. Be that as it may, we all...

It’s ten p.m. Bedtime? Not here in central Singapore, where the night is still young and the fun has just begun! Nightlife in Singapore is always vibrant as crowds are drawn to sophisticated clubs and swing bars. As a haven for upscale shops and restaurants, these establishments also stay...

The Telephone Sale The phone is usually your first contact and you need to generate interest in the contact. The sales staff will tell you that you only have a few seconds to capture someone’s interest. The goal is to answer the question in a way that is enthusiastic...

I don’t remember when they first appeared in my life, but I suspect they were about four years old. My memories before kindergarten are few. The family living room was the first room she entered upon entering through the front door. We lived in a two-family house on the...

An unorthodox loan is defined as a loan that is not obtained through common lenders or through common channels. It may be a situation where your income is variable, the purpose of the loan is unconventional, you are a business owner, or a loan is for investment purposes. Since...

Gwinnett County is the second largest county in Georgia and is in the top three counties in Georgia for job creation. A large percentage of those jobs were created by small businesses with between 1 and 50 employees. Some of these companies started life as home-based businesses. Gwinnett County,...