Category: Legal Law

4 things to consider when refinancing your student loans

Thinking of applying for a student loan? If so, a promissory note must be signed. Basically, this is a contract. On the due date, you must repay the loan together with the amount of interest according to the terms and conditions. Students often don’t think long before agreeing to...

What you should know about flood insurance

It was in 1968 that the United States Congress initiated the National Flood Insurance Program to reduce related private and commercial property damage. Available through insurance companies and insurance agencies, coverage is administered and dictated by government laws and can protect the homeowner from damage caused by flooding. A...

Royal Gorge Railway War

In the 1870s, a small section of the narrow gauge railway it meandered through the cavernous walls of the Arkansas Canyon in the heart of Colorado. Control of this rail line would play out as a major cliffhanger in the state’s mining history and would later be dubbed the...

Insurance Lawyers

This professional is specialized in different types of insurance and in the legal defense of different insurance policies. During a normal business day, they may work with staff and assistants to track the progression of current cases, complete continuing education courses such as insurance law changes, or research current...

What happens if I receive a notice of removal/deportation proceeding?

If Immigration and Customs Enforcement (ICE) determines that you have violated an immigration law, they will initiate removal or deportation proceedings. First, your case will be referred to the Office of Chief Counsel, the sector responsible for processing immigration cases. Lead Counsel will send you a Notice to Appear,...

African Engineers: Professor Frank Kwami

When Professor FO Kwami was appointed Vice Chancellor of the Kwame Nkrumah University of Science and Technology (KNUST), Kumasi, Ghana, in 1982, the School of Engineering lost the services of an exceptionally gifted engineering educator. Frank Kwami, a German-trained engineer and natural professor, was a natural choice for rapid...

John Single

Membership in the ranks of Thoroughbred horse owners does not come with any guarantee of success. Expensive mistakes are the misfortune of owners who, despite doing everything in their power to get it right, don’t have the combination of luck and a fat wallet to weather the vagaries temperamental...

Virginia Workers’ Compensation and Social Security Compensation

In Virginia, you can get workers’ compensation if you are unable to do your job due to injury or illness. You may also be able to get Social Security Disability Insurance if you are disabled. But Social Security disability benefits may be reduced if you receive workers’ compensation payments...

Doctor visits: 5 tips to help you save money

Why do uninsured patients pay more for doctor visits? Aside from not having health insurance, it’s because they don’t know the system. Uninsured patients don’t know that everyone else gets a discount. From Medicare to Medicaid, HMO to PPO, all groups get a discount EXCEPT for the uninsured. Discounts...