The Evolution of Money: Doom or Blessing?
Today, almost everything in our lives is related to money. No matter how we try to avoid the topic, it is still as relevant as ever. To understand money, I think we must research its history to learn lessons. Only with that can we translate these lessons into personal...
My neighbor has an easement to use my driveway, can I make him pay for part of the resurfacing?
This is a common situation. A private easement is a legal right to use someone else’s land for a specific purpose. It is not uncommon for landlocked property owners with no access to a road to obtain an easement in order to get to the road, which is often...
Is it a good idea to ignore your spouse during the separation to get him back?
I often hear from people who are trying to come up with the best strategies for dealing with their spouse during a marital separation. The goal is to make your spouse want to get back together and be willing to save the marriage. To that end, one suggestion that...
"No money, no time"- I’m sorry mom, but I won’t buy it
This week on Work at Home Moms Talk Radio, my friend Kelly McCausey spoke about moms who say they don’t have enough money to start a home business. He went on to explain that he was also not born with a silver spoon in his mouth and that he...
Popular Types of Small Business Business Loans
Every business faces significant cash flow challenges at some point, which may require borrowing funds to maintain business operations. For startups, financial difficulties can knock on the door early on. Fortunately, small businesses that are struggling to fund all of their projects have several avenues to turn to for...
Credit cards for people with bad credit, no credit and low scores
We live in the world of credit. Most banking institutions offer different forms of credit, from credit cards to signature loans. Most people often find themselves in bad credit situations such as court judgment, bankruptcy, repossession, foreclosure, and loan default, due to a lack of sufficient financial knowledge and...
The AZ of Declared Income Loans
Here is the summary of reported income taxes, also called “no income verification loans” or “no documentation” loans. They sound wonderful, until you see the price. Here’s why they sound wonderful. You do not need to provide proof of employment or income verification. On the other hand, you don’t...
Loan Basics: Understanding 12-Month Loans
Popularly known as payday loans, 12-month loans are one of the best products on the financial circuit today. They are not guaranteed for a 12-month period and can be easily applied for without a lengthy loan sanction process. The financial crisis can knock on your door at any time...
How to sell your home without a real estate agent
Given the rapid rise in home prices in recent years, home sellers are taking a hard look at the commission they have to pay to a real estate agency to market and sell their home. Real estate commissions vary across the country; they average in the range of four...
Is it difficult to apply for VA loans?
Since its inception, more than 20 million people have used the VA-guaranteed home loan program to help them pay off a home loan at favorable rates. If you’re wondering how to get a VA loan and these loans are hard to come by, read more about this helpful program...