Auto Insurance Agents Vs Online Auto Insurance Quotes: Which One Is Cheaper?

Auto insurance agents are the natural people to go to see when it’s time to buy your policy, right? Well, it turns out that this is no longer exactly true. This is one of those times when listening to your instincts doesn’t pay off. In fact, it could end up costing you hundreds of dollars.

The best option when it comes time to buy car insurance is to go online. Everything else is cheaper online these days and car insurance is no different. The average consumer can save up to five hundred dollars by purchasing their insurance online.

The reason for this is that auto insurance agents work on commission. This means that the insurance company pays them for every policy they sell. This works well for the agent and the insurance company, but guess who gets stuck with their bill for their services?

By using the Internet to find your next policy, you are cutting agents out of the deal. This means that no charge is added to the price of your policy. Here’s how buying your coverage online saves you money.

Buying insurance online also gives you more options. You can request multiple quotes from multiple companies in the same amount of time it would take you to go to an auto insurance agency. On average, it takes about fifteen minutes to request a quote.

To make it even easier, there are multiple quote websites that will take your information and forward it to multiple insurance companies at once. They review the information and send you a quote for a policy. This makes finding the cheapest auto insurance a very easy thing to do.

However, don’t feel too bad about auto insurance agents. For some strange reason, there are still tens of thousands of people paying hundreds of dollars for something they could easily do for themselves.