Month: June 2022

Thinking of applying for a student loan? If so, a promissory note must be signed. Basically, this is a contract. On the due date, you must repay the loan together with the amount of interest according to the terms and conditions. Students often don’t think long before agreeing to...

Many people clean their houses by themselves, but there are some or many things that they do wrong or not well enough. Whether you’re cleaning your kitchen, floors, or any type of area, there are certain things you need to follow and those you need to change or stop...

Oh, I know this one. Nostalgia was very “dear” to me as a child. When I was flying as a youngster, my parents even had to go into the departure lounge because I hadn’t even left the country to go back to school and I was an emotional wreck....

Choosing the right retirement plan is the first and possibly the most important step in ensuring financial freedom. To my surprise, I recently discovered that most people, over 90% of them, stick to traditional retirement accounts that give very little return on investment. Only a very small number of...

Step 1: Pop Art Vector To start our pop art vector tutorial, we’ll start with a line drawing of the face in the foreground. This line drawing could be with simple strokes, nothing too complicated. Next, we’ll create the shadows with objects filled with solid black. Use the Pen...

HIV/AIDS has been a major pandemic in today’s society, especially in the gay community. Over the years, there have been many advances in the treatment and prevention of HIV. One of the newer forms of prevention is called PrEP or pre-exposure prophylaxis. This is a combination of drugs used...

Sociologists have covered a vast amount of material in their accumulated studies. Some, like Karl Marx, studied broad issues related to all societies. He theorized that the root of human misery lies in the unequal distribution of wealth in society. Others, like Emile Durkheim, focused on more concise topics....

A letter of intent (LOI) is a common way of expressing your intentions to purchase property without having to write a formal, legally binding contract. The letter of intent is presented to a seller in the preliminary stages of a project. A buyer’s intentions are spelled out clearly and...

Buying an RV is a big commitment, and you want to make sure you get the most for your money. Sometimes buying online or looking for the cheapest price is not always the best option. You have to look at the full package and what features you have to...